You will find that the Statim scheme is very flexible. We deliberately have arrangements with all the major banks because:

• Not all banks have the same offer. Rates and fees do vary between them.


• It enables you to choose a bank which is most convenient for you.


• You may already have a valuable relationship with your bank, which you would like to retain. Under the Statim scheme you can do this, providing your bank is in the list of scheme banks opposite.

If you currently have no relationship, or you would simply like to know more detail, then we will be pleased to discuss the various options with you.

We regret that we cannot offer guarantees to banks that are not in the scheme.